(ARA) - Buying a home can be a very intimidating process, especially if you've never done it before. So the first thing you should do before you start is to figure out whether owning a home is right for you.

Bankrate: Fixed Rates Rise, While Adjustable Rates Fall (PR Newswire via Yahoo! Finance)
Fixed mortgage rates increased this week, with the average conforming 30-year fixed mortgage rising to 6.5 percent. According to Bankrate.com's weekly national survey of large lenders, the average 30-year fixed mortgage has an average of 0.32 discount and origination points.